Medicare is a program that provides healthcare to those who are 65 years of age and older, as well as some who are under the age of 65 and on federal disability. This assistance can be a lifeline for people in New Hampshire who cannot pay for some or any of the...
Protect Yourself And Your Family
Long-Term Care Planning
How to avoid losing your home due to nursing home debt
There comes a time in life when moving into a nursing home becomes a sensible decision. It provides ample social opportunities and constant medical attention, plus other advantages. The cost can be exorbitant, yet senior living communities cannot seize properties to...
Is it possible to legally hide assets from Medicaid?
Long-term care is a reality for most Americans, yet this care is notoriously expensive. Medicaid is an option for supplementing the cost of this care, but there are some restrictions to this funding. Paying for long-term care out of pocket is a frightening thought,...
The levels of long-term care covered by insurance
Long-term care is a broad term that covers several possible medical services. Not everyone needs long-term care during their life, but everyone should at least plan for that scenario. According to the Administration for Community Living, once you turn 65, there is a...
Should you purchase a long-term care insurance policy?
Medical care is expensive, and long-term residential care can be even more so. People pay thousands of dollars each month for space in nursing homes and similar facilities. If you are about to start to plan for retirement or are reviewing your estate plan now that you...
How do you prove you need a guardianship for a loved one?
Whether you have a child with special needs who recently turned 18, a sibling who suffered a closed head injury in a car crash who can no longer take care of themselves or aging parents struggling with dementia, it is hard to see a loved one unable to provide for...
Fact or Fiction? I Can Protect My Assets From a Nursing Home with a Revocable Trust?
This question comes up regularly in conversation with a wide range of people. And with good reason: nursing home care is expensive, and can quickly drain assets that took decades to accumulate. Some people are involved in the care of their aging parents, and some are...
Will a New Hampshire estate qualify for summary administration?
When someone dies in New Hampshire, the probate courts typically have authority over the administration of their estate. How the state handles each unique estate varies depending on a number of factors. The more complex an estate is, the more likely it is that the New...