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Why Medicaid planning and eligibility is an important process

Medicaid planning for an elderly loved one includes first determining eligibility status for the many services they may need. The planning process will help pave the way for a tailored plan that meets the healthcare needs of the individual. The process may include gathering important documents, submitting required paperwork and financial information of the potential Medicaid recipient.

Family members of an elderly loved one are encouraged to participate in the Medicaid planning process. Long-term care is often too costly for families and Medicaid offers a more affordable alternative solution.

Why professional oversight is beneficial

Securing professional legal oversight when planning for Medicaid acceptance is beneficial for the following reasons:

  • To ensure accuracy and avoid denial of benefits
  • To expedite the process, reducing stress and unnecessary time delays
  • To protect the financial security of the spouse
  • To keep limited financial assets from being misappropriated

Determining eligibility in New Hampshire

There are state specific qualifications for potential recipients in New Hampshire. Medicaid planning includes determining the long-term services that directly impact the available services a person is eligible to receive. This determination is based on the following characteristics of the potential recipient:

  • State residency
  • U.S. citizenship status
  • Age
  • Disability
  • Current income
  • Current financial assets

Each of these areas involves complex stipulations best reviewed by professionals in the area of estate planning and legal advocacy. Each Medicaid applicant is different. It is important to carefully analyze the areas of the planning process to determine how to best manage your unique loved one’s needs in the coming years.

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