A heart attack on the way to a second job, a stroke while checking Facebook in bed or a car crash that results in a coma, these traumatic events can come at almost any time. It is impossible to know the when, but it is possible to have a plan.
A neighbor was shocked into making lifestyle changes after suffering a heart attack at age 40. A healthy and active parent in her 70s was incapacitated by a blood clot while on a dinner cruise. These stories are reminders of the importance health care directives play in an estate plan. And how proper planning can ensure that bills get paid and avoid the need for a guardianship hearing.